:root{--navy:#002B5C;--blue:#00A3E0;--light:#f5f7fa}
body{margin:0;font-family:Arial,sans-serif;color:#222;line-height:1.6}
header{background:#fff;border-bottom:1px solid #ddd;position:sticky;top:0}
.container{max-width:1280px;margin:auto;padding:0 24px}
.nav{display:flex;justify-content:space-between;align-items:center;padding:16px 0}
.nav a{text-decoration:none;color:#002B5C;margin:0 8px;font-size:14px}
.hero{background:linear-gradient(135deg,#002B5C,#0a4f96);color:white;padding:110px 20px;text-align:center}
.section{padding:60px 0}.alt{background:#f5f7fa}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{border:1px solid #ddd;border-radius:8px;padding:20px;background:white}
.banner{background:#002B5C;color:white;text-align:center;padding:35px}
.banner h2{font-size:44px;margin:8px 0}.banner h3{color:#00A3E0}
footer{background:#002B5C;color:white;padding:40px;text-align:center}
table{width:100%;border-collapse:collapse}td,th{border:1px solid #ccc;padding:10px}
.btn{background:#00A3E0;color:white;padding:12px 20px;text-decoration:none;border-radius:4px}